After many years of our clients asking us to, we have recently decided to move into general finance and credit advice to ensure our clients are given unbiased advice and finance assistance when they need it. Whether it’s equipment finance, a line of credit for your business or a loan to help with the expansion of your enterprise, then we can assist. The first step is to sit down with one of our experienced team so we can assess what it is that you require and then we can recommend the best way to go about it to ensure the ideal option for you and your circumstances. The advice you receive from KIB Group is 100% personalised to your needs every step of the way.
KIB Group is specifically focused on insurance advice to clients and maintaining strong client relationships.
KIB Group seeks the advice on behalf of its clients, and with experienced in-house practitioners with more than 40 years in the industry, we have a strong knowledge of what clients should look for to be comprehensively covered in all aspects of their insurance and asset protection.
When it came to the aftermath of Cyclones Larry and more recently Yasi, many people who had sought insurance themselves on an independent basis found they were under-insured. Up to 80% of people who dealt direct with their insurance company were under-insured and were therefore left out of pocket. They were not getting the correct advice.
Compared with the under-insurance of people dealing direct with insurance companies, less than 20% of people who had liaisons with brokers were under-insured.
At KIB Group, as brokers, we represent clients to the insurance company and seek an outcome which is in the best interest of the client.
There are many general insurance products on the market. General insurance is broadly defined as non-life insurance policies.
Products vary between companies, and you should always read the Product Disclosure Statement (PDS) before you purchase cover. You also need to make sure that the cover you take out is appropriate to your level of risk.
There is no one product that is appropriate for everyone. We research on your behalf to ensure the product we choose is appropriate to your situation and level of risk.
If you own a business, you could find yourself in a situation where you may be liable for damages or injuries to another person or property.
Public liability insurance is highly recommended for businesses in all industries as the likelihood of being sued for negligence is unpredictable and potentially very costly.
Types of liability insurance you may need to consider include:
Insurance is often misunderstood and treated as just another business expense. KIB Group can help you understand your insurance portfolio as it should be an effective risk management tool helping to protect both you and your business.
We can help you with: